homeCARE: Home Insurance

 


homeCARE policy is the comprehensive package for your home. It offers cover for a number of perils such as:

  • Fire or lightning
  • Explosion
  • Earthquake or volcanic eruption
  • Storm, hurricane, cyclone or flood
  • Water escaping from water tanks, apparatus or pipes
  • Water or oil escaping from a fixed heating or cooling installation
  • Investigation expenses and repair costs
  • Theft or attempted theft
  • Malicious acts or vandalism
  • Aircraft impact or any other aerial device or any vehicle or animal
  • Riot, strikes or labour disturbances
  • Falling trees or parts of trees
  • Falling television or radio antennae, antennae fittings, masts, towers or solar heating panels
  • Loss of rent
  • Accidental damage to underground services
  • Accidental breakage of fixed glass and sanitary fixtures
  • Architects’ fees
  • Cost of cleaning the site
  • Costs incurred solely because of the need to comply with any stature requirements or local authority by law
  • Temporary removal
  • Alternative accommodation
  • Accidental Breakage of fixed mirrors and glass
  • Tenant’s Liability
  • Occupier’s liability to third parties
  • Personal accident
  • Personal property “All Risks”