About Us

We offer immediate solutions and services through our vast island-wide insurance network and dedicated customer service departments. With constant training, both internally to employees and sales force and externally to agents, we are in a position to continually improve and offer the best services possible, as our goal has always been 'to meet and exceed' customer and partner expectations.

We are aware that real security is all about promises made in confidence and we strongly believe that personal trustworthy relationships are the key ingredient to our success and that is why we stay focused on increasing your sense of safety in order to maintain our reputation.

Our corporate promise: instant and fair claims settlements for everyone, always.

A world of Assurance!


Cosmos Insurance was founded in 1981 by Kyriacos M. Tyllis, who was the CEO of the company until 1996. In 1996, the company passed into Kyriacos' two sons, Andreas and Michael Tyllis. In 2000 the two brothers, with a vision of developing and expanding the company, they secured Cosmos’ position in the Cyprus Stock Exchange market.With the new-found liquidity, Cosmos quickly emerged and evolved from a small family business into one of the largest general insurance companies in Cyprus. 

Cosmos Today

Nowadays, Cosmos operates in the market through its vast agents’ network with offices in Nicosia, Limassol and Paphos. It employs more than 70 skilled people and retain a collaboration with more than 150 insurance agents in Cyprus. Cosmos retains the license for offering products covering the following sectors:

  • Accident and Health
  • Motor 
  • Marine 
  • Marine Cargo
  • Fire and Theft
  • Yacht
  • Business Interruption
  • Liability



Having to operate in such a competitive industry, Cosmos insurance main priority is continuous development and rigorous training of its employees in order to maintain its position within the largest general sector insurance companies in Cyprus. At Cosmos Insurance we tend to gain the trust of our clients through high customer services, fair and fast payment of claims for everyone. 

Corporate Value

Passion: We work with passion with a solely goal of improving our day to day operations and excelling the services towards our customers and partners.

Customer Value: We understand our customers wants and need and we work always to provide them a satisfactory product and or service.

Improvement and Innovation: Constant improvement is an aspect we work on a daily basis here at Cosmos Insurance by finding new ways to innovate the industry.

Respect: We operate with sustainability in respect to any individual, the environment and the society. 

Knowledge: We invest in knowledge and in continuous training of our workforce in order to develop their skills and thus provide excellent customer service to our clients.  

Trustworthiness: Our word is our bond! We keep up all of our promises. We are proud we are considered as a trustworthy company for our collaborators, employees and Agents.

Loyalty: One of our aims is to remain focused on our Sales force and Agents, providing them with all necessities possible to make their life easier.

Global Partnerships: Our sole goal is to diversify from the competition in the market in order to provide exclusive innovative insurance solutions to our customers. 


39 Χρόνια Παρουσίας
Γραφεία σε Λευκωσία, Λεμεσό & Πάφο
€18,1εκ σε εγγεγραμένα ασφάλιστρα το 2018
Περισσότερα από €10,8εκ σε αποζημιώσεις το 2018
5η μεγαλύτερη ασφαλιστική Εταιρεία στον Κλάδο Μηχανοκινήτων Οχημάτων
Περισσότερα από 60 άτομα προσωπικό
Περισσότερους από 120 διαμεσολαβητές ανά το Παγκύπριο


Maria Kallenou - Non - Motor Underwriting Supervisor

Maria Kallenou is a holder of a BSc in Mathematics (with specialization in Applied Mathematics) of the University of Cyprus and a holder of an MSc in Insurance and Risk Management from Cass Business School of City University, London. She has previously worked for an insurance broker before joining Cosmos Insurance in August 2014, as a Non-Motor Underwriting Officer and in July 2016 she was promoted to the department’s Supervisor.

Andreas Tyllis - Managing Director

Ο κ. Ανδρέας Κ. Τυλλής είναι ο Διευθύνων Σύμβουλος της Εταιρείας. Γεννήθηκε στο Δάλι Λευκωσίας το 1954. Αποφοίτησε από την Ανώτατη Σχολή Οικονομικών και Εμπορικών Επιστημών Αθηνών το 1977 όπου σπούδασε Διοίκηση Επιχειρήσεων. Εργάζεται στην Εταιρεία από την συμπλήρωση των σπουδών του και έχει ασχοληθεί με όλα τα τμήματα της Εταιρείας με ιδιαίτερη έμφαση στο τμήμα απαιτήσεων.

Michael Tyllis - Executive Vice Chairman

Ο κ. Μιχαήλ Κ. Τυλλής είναι ο Αντιπρόεδρος του Διοικητικού Συμβουλίου και Εκτελεστικός Σύμβουλος της Εταιρείας. Ο κ. Μ. Τυλλής σπούδασε ασφαλιστικά στο Λονδίνο και είναι κάτοχος του τίτλου Chartered Insurer ACII. Εργάζεται στην Εταιρεία από την συμπλήρωση των σπουδών του το 1987 και έχει ασχοληθεί με όλα τα τμήματα της Εταιρείας.

Ioannis Mavrides - Chief Financial Officer

Ο κ. Ιωάννης Μαυρίδης είναι ο Οικονομικός Διευθυντής της εταιρείας από τις 24 Ιουλίου 2017. Γεννήθηκε στην Λάρνακα το 1987. Σπούδασε Δημόσια Διοίκηση και Διοίκηση Επιχειρήσεων με ειδίκευση στην Λογιστική στο Πανεπιστήμιο Κύπρου, από όπου και αποφοίτησε το 2011. Από το 2011 μέχρι το 2015, είχε εργαστεί στον ελεγκτικό οίκο PwC, στον τομέα παροχής ελεγκτικών υπηρεσιών κυρίως σε ασφαλιστικές και επενδυτικές εταιρείες. Από το 2014, είναι μέλος του Institute of Chartered Accountants of England and Wales. Από το 2015 μέχρι τα μέσα του 2017, είχε εργαστεί στην MetLife Κύπρου στην θέση του Financial Controller. Παράλληλα, είναι μέλος του Chartered Insurance Institute, όπου παρακάθεται τις σχετικές εξετάσεις για την απόκτηση των επαγγελματικών τίτλων Advance Diploma.

Georgia Constantinou - Human Resource Manager

Georgia Constantinou is the HR Manager for Cosmos Insurance Company. She was born in Athens in 1981 and she graduated from High School in 1999, Science Section. She is a Human Resource professional with nearly 15 years of HR experience managing a full spectrum of human resources programs, services and functions. She has an extensive background in HR in various industries, both with Cypriot and International companies, such as Pascal Education, KPMG, K. Treppides & Co Ltd, Hyperion Systems Engineering. She holds a BSc in Business Administration with concentration in Marketing from the University of Nicosia and an MSc in Human Recourse Management from the University of Leicester. She is a member of the Cyprus Human Resource Management Association.

Elias Nissiotis - Chief Information Officer

Elias Nissiotis is the Chief Information Officer for Cosmos Insurance Company since 2000. He was born in Nicosia in 1975 and he graduated from Acropolis Lyceum in 1993, Science Section. In 1999 he got his Bachelor in Science from University of Cyprus in Informatics. He is an IT professional since 1999 with experience in the IT Industry in various industries like Telecommunication, Stock Market and Financial Sector, Insurance etc. As an external consultant has been involved in Corporate, Public and Boarder Public sector projects.

Natasa Kalafati - Medical Claims Manager

Natasa Kalafati has been in our Company since November 2014, as a Medical Claims Manager. She was born in Nicosia in 1980 and she graduated from Kykkos B High School, in 1998.  She is active in the Insurance Industry since 2002 with more than 16 years of experience in Life, Accident and Health Claims handling. She began her career as an administrative staff at the Life, Accidents and Health Claims Department at Liberty Life Insurance Company Ltd.  In 2005 was promoted to Head of the Department and in 2009 she took up her duties as a Claim Manager. She is a holder of CCS and CHIS certificate.

Eleni Economidou - Underwriting Manager Health & Accident Department

Eleni Economidou is working in the Company since February 2002 and since 2008 is the Underwriting Manager of the Health & Accident department.  She was born in Ayios Theodoros Soleas in 1962 and she graduated from High School in 1980, Science Section. She started her career in insurance business in 1981 and has been actively involved in various insurance business   obtaining valuable insights and experience of the insurance industry. She participated in numerous seminars relevant to the insurance sector and she holds the professional title of Certified Manager with specialization in Insurance, from the Cyprus Insurance Institute and the Institute of Certified Professional Managers (ICPM) from USA.  

Michael Petrou - Claims Manager, Motor and Non-Motor

Michael Petrou is the Claims Manager (Motor, Fire and Special Perils) of the Company.  He was born in Nicosia in 1985 and he graduated from Pascal English School in 2003.  He holds BSc in Business Administration from the University of Nicosia and LLM from the University of London. He worked with Eurolife as Insurance Advisor from 2008 until 2010 and with AIG Cyprus as Claims Supervisor from 2010 until 2015. He is a member of the Insurance Institute of Cyprus.   

Charalambos Zenonos - Sales & Development Manager

Born in 1979 and a holder of General Banking Certificate (BC) from the American Bankers Association. In 2000 was employed by the Bank of Cyprus as a Cashier before being reinstated in 2003 at General Insurance of Cyprus as a Sales Officer. In 2011 he was working as Underwriter for the Personal Lines Department of the Company and after nearly five years he was a team member of Bancassurance at the Bank of Cyprus. After a small period of time, working as a Unit Manager in the Life Sector of the Industry, he was appointed as the Sales Manager of Cosmos Insurance.

Kyriakos Tyllis - Chief Operations Officer

Ο κ. Κυριάκος Τυλλής γεννήθηκε στην Λευκωσία το 1988. Αποφοίτησε από το Λύκειο Αρχ. Μακαρίου Γ' Δασούπολης το 2005. Στη συνέχεια σπούδασε στο αγγλικό Πανεπιστήμιο Portsmouth, αποκτώντας το 2010 Πτυχίο Διοίκησης Επιχειρήσεων (BA Business Administration). Στη συνέχεια αποκόμισε μεταπτυχιακό στο Insurance & Risk Management από το Cass Business School του City University London. Από το 2011 εργοδοτείται από την Κόσμος Ασφαλιστική Εταιρεία Δημόσια Λτδ έχοντας εμπλακεί σε όλα τα τμήματα της Εταιρείας. Έλαβε μέρος σε πολλά σεμινάρια σε σχέση με όλους τους τομείς του ασφαλιστικού χώρου και είναι στην διαδικασία απόκτησης του τίτλου ACII του Chartered Insurance Institute.


Andreas Tyllis - Managing Director

Mr. Andreas K. Tyllis is the company’s Managing Director. He was born in 1954 and graduated from Athens University of Economics and Business where he studied Business Administration. Upon completing his studies he joined the Company and has been actively involved in all departments of the Organisation.

Elias Demetriou - Member

Mr. Elias Demetriou is a holder of a BSc in Mathematics with Management Studies from the University College of London (UCL) where he graduated with Honors and a holder of an MPhil in Finance from the University of Cambridge. He has a financial, Risk management and Audit background from his work experience in London and he is a Manager in a Cypriot based audit firm since September 2017.

Marios Kyriakou - Member

Mr. Marios Kyriakou is a holder of aBSc (Hons) in Mathematics, Operational Research, Statistics, Economics from the University of Warwick and a holder of an MPhil in Finance from the University of Cambridge. He has successfully completed his Ph.D thesis on Financial Risk Measurement and Extreme Value Theory at the University of Cambridge and has vast experience in financial services and risk management services in Cyprus and abroad.

Costas Agathocleous - Member

Mr. Costas Agathocleous is a banker and a holder of the professional diploma of the Chartered Institute of Bankers. He worked in Bank of Cyprus in various departments as a manager.  Upon his retirement in 2005 he was asked to handle the establishment of the Moscow branch of Bank of Cyprus in Russia where he then took the role of the Operations Manager and Chief Internal Consultant until the year 2008.    .

Frixos Kytromilides - Member

Mr. Frixos Kytromilides is a graduate of St Peter’s University of the New Jersey holding a BSc degree in Economics as well as an M.A. degree in Economics from the University of Connecticut of the US. He is the Managing Director of the United Shipping Insurance Agents Ltd with a long-life experience in the insurance business.

Adamos Konias - Secretary
Michael Tyllis - Executive Vice Chairman

Mr. Michael K. Tyllis holds the position of the Company’s Executive Vice Chairman of the board. He studied Insurance in London UK and he is a Fellow Chartered Insurer holding the title of FACII. He joined the company in 1987 and has been involved in all departments of the Organisation.